Gateway Trade Funding completed a $500,000 Purchase Order (PO) facility for a fast-growing beauty products company preparing to scale production following its acceptance into Walmart stores nationwide.
The beauty brand recently secured placement at Walmart and required timely, flexible capital to fulfill confirmed purchase orders—without taking on long-term debt or diluting ownership. Gateway structured a letter of credit–backed PO financing solution, enabling the company to fund supplier production while maintaining a disciplined, asset-anchored capital structure.
Rather than relying on traditional term loans or equity investment, the company leveraged Gateway’s PO funding to align financing directly with confirmed retailer demand. The structure allowed the business to scale responsibly, mitigate risk, and retain full ownership and operational control.
“Purchase order financing is most effective when it’s tied directly to real demand,” said Mark Polinsky, Principal of Gateway Trade Funding. “In this case, our client had a strong product, a major national retailer, and a tight timeline. By issuing a letter of credit backed by confirmed Walmart purchase orders, we were able to help them grow quickly without introducing unnecessary long-term debt or equity dilution.”
Speed and execution were critical, as the retailer launch required strict delivery deadlines. Gateway’s experience working with big-box retailers such as Walmart and Target helped streamline the approval and funding process, ensuring suppliers were paid on time and production stayed on schedule.
“Gateway enabled us to grow without sacrificing ownership or taking on risky long-term debt. They moved quickly under a tight timeline and were incredibly efficient, professional, and knowledgeable throughout the process. Without a doubt, their credibility as a trusted partner, especially with major retailers, gave us added confidence from day one,” stated the Beauty Products Company CEO.
This funding marks the beginning of an ongoing relationship, with the beauty brand planning to leverage additional Gateway solutions as it continues to expand distribution and product lines.